Expense tracking that understands relationships — not just math. For couples, roommates, friends, and families.
Equal, percentage, custom — whatever’s fair for you.
Always know who owes what. No awkward conversations.
Couples, roommates, families. Not strangers splitting a cab.
No pressure, no nagging. Your pace.
Splitting costs shouldn’t feel transactional. Most expense apps treat every relationship like a business arrangement. Tokt is different — it’s built for people who share a life, not just a bill.
Short version: Tokt doesn’t collect, store, or transmit any of your personal data. There’s no account, no analytics, no tracking. Your data lives on your device and nowhere else.
None. Tokt does not collect any personal information.
All data is stored locally on your device. Nothing leaves your phone or tablet.
Tokt uses Apple StoreKit for in-app purchases only. No other third-party services are used.
Tokt is not directed at children under 13.
Unlikely, but if this policy changes, it will be updated here.
Questions? Email [email protected].
Effective date: 2026
Open the app and tap the + button. Free accounts get 1 tab; Premium unlocks up to 5.
Tokt stores data on your device. We recommend regular device backups through iCloud or Finder.
Yes. Tokt runs natively on iPhone and iPad.
Something else? Email [email protected] and I’ll get back to you within a few days. Ardiv is a one-person studio, so response times vary — but every email gets read and answered.